1. ABOUT US
BuildThatScore.com is a credit education platform operating as a DBA of Credit Bureau Investigations Inc, a registered and bonded Credit Services Organization in the State of Texas. Our mailing address is 6401 Eldorado Parkway, Suite 104, McKinney, Texas 75070. You may contact us at Info@BuildThatScore.com.
2. INFORMATION WE COLLECT
a. Information You Provide Directly
We collect personal information you voluntarily provide, including: full name, email address, phone number, billing and payment information processed securely through Stripe, mailing address, referral or discount code used at signup, and responses submitted through our intake forms. If you book a Fast Start or Mortgage Approval Ready Review session, you may also provide your credit report directly to us for review purposes. This information is used solely to deliver your requested service and is not retained beyond that purpose. Once the session is over your file will be destroyed and deleted from our servers for privacy.
b. Information Collected Automatically
When you visit our website, we may automatically collect certain technical information including IP address, browser type and version, pages visited, time and date of visit, referring website, and device information through standard web technologies including cookies and analytics tools.
c. Information From Free Resource Downloads
When you download a free resource such as the Dispute Guide or Debt Tracker Sheet, we collect your name and email address. By downloading a free resource, you consent to being added to our educational email list. You will receive periodic credit education communications from BuildThatScore.com only. Your information is never sold, shared, or used for any purpose outside the BuildThatScore.com and Credit
Bureau Investigations Inc umbrella. You may unsubscribe at any time.
d. Information From Third-Party Platforms
We may receive information about you through the following third-party service providers: Stripe (payment processing and subscription management), Rewardful (referral code tracking — stores your name and email associated with the referral code used), Skool (community platform and program delivery), Typeform or Tally.so (intake forms and questionnaires), Calendly (appointment scheduling), Zapier (workflow automation between platforms), GoHighLevel (marketing and CRM automation — near-term implementation), and MailChimp or similar email marketing platform (educational email communications). Each provider operates under its own privacy policy. We are not responsible for third-party data practices.
Bureau Investigations Inc umbrella. You may unsubscribe at any time.
3. HOW WE USE YOUR INFORMATION
We use the personal information we collect to: deliver and manage your program subscription, process payments and manage recurring billing through Stripe, schedule and conduct Fast Start and Mortgage Approval Ready Review sessions, send program access credentials and onboarding communications, track referral codes through Rewardful and provide enrollment reports to referring builders and loan officers (name and enrollment status only — no financial or credit data is shared), send periodic educational email communications to subscribers and free resource recipients, respond to inquiries and provide customer support, and comply with applicable legal obligations.
4. AFFILIATE DISCLOSURE
BuildThatScore.com participates in affiliate marketing programs. We may receive a commission or referral fee when you purchase or sign up for third-party products or services through links we provide. This includes credit monitoring services, credit report providers, rental reporting services, financial tools, and other consumer products relevant to credit education and homeownership preparation. Affiliate relationships do not influence our recommendations and do not increase the price you pay.
Each affiliate link on this website is individually identified at the point where it appears. This privacy policy disclosure is supplemental context only and does not substitute for those point-of-recommendation disclosures.
5. HOW WE SHARE YOUR INFORMATION
We do not sell your personal information. We do not share your information for third-party advertising purposes.
Service Providers: We share necessary data with our third-party vendors solely to operate our business as described in Section 2(d). These providers are contractually obligated to protect your information.
Referring Partners: If you enrolled using a builder or loan officer referral code, we may share your name and enrollment status with that referring party for pipeline reporting purposes only. We do not share payment information, credit report data, intake form responses, or any personal financial information with referring partners.
Legal Requirements: We may disclose your information if required by law, court order, or governmental authority, or if necessary to protect our legal rights or the safety of others.
Corporate Umbrella: Information collected under BuildThatScore.com may be accessible to Credit Bureau Investigations Inc for operational and compliance purposes. Information is never shared outside of this corporate umbrella without your consent.
6. CREDIT REPORT DATA
Credit report information you submit for Fast Start consultation or Mortgage Approval Ready Review purposes is used exclusively to prepare and deliver the specific service you requested. This data is not stored beyond the duration necessary to deliver your session, is not shared with any third party, and is not used for any other purpose. You are solely responsible for obtaining your credit report through legitimate channels.
7. COOKIES AND TRACKING TECHNOLOGIES
Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and support marketing efforts. You may control cookie settings through your browser preferences. Disabling cookies may affect certain website functionality. We may use Google Analytics or similar tools to collect aggregate anonymized usage data.
8. DATA RETENTION
We retain your personal information for as long as your account is active or as needed to provide services, resolve disputes, enforce our agreements, and comply with legal obligations. Credit report data submitted for consultation purposes is not retained beyond the delivery of your session. If you wish to request deletion of your personal information, contact us at Info@BuildThatScore.com.
9. DATA SECURITY
We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Payment information is processed exclusively through Stripe and is never stored on our servers. No method of internet transmission is completely secure and we cannot guarantee absolute security.
10. EMAIL COMMUNICATIONS AND OPT-OUT
By subscribing to a program or downloading a free resource, you consent to receiving periodic educational email communications from BuildThatScore.com. These communications will focus on credit education, program updates, and relevant consumer financial guidance. You may unsubscribe at any time by clicking the unsubscribe link in any email or by contacting us at Info@BuildThatScore.com. We do not send spam and we do not share your email address with third parties for marketing purposes.
11. FUTURE CRM IMPLEMENTATION
In the future, we may implement a Customer Relationship Management (CRM) system to better serve our members. If and when we do so, we will notify all active subscribers via email prior to implementation and provide the option to opt out of any expanded data storage or processing at that time.
12. CALIFORNIA RESIDENTS — CCPA
If you are a California resident, you have the right to know what personal information we collect and how it is used, the right to request deletion of your personal information, the right to opt out of the sale of your personal information (note: we do not sell personal information), and the right to non-discrimination for exercising your rights. To exercise these rights, contact us at Info@BuildThatScore.com. We will respond to verified requests within 45 days.
13. CHILDREN'S PRIVACY
Our services are intended for individuals 18 years of age or older. We do not knowingly collect personal information from minors. If we become aware that we have collected information from someone under 18, we will take steps to delete it promptly.
14. CHANGES TO THIS POLICY
We reserve the right to update this Privacy Policy at any time. Material changes will be communicated to active subscribers via email and the effective date will be updated at the top of this document. Continued use of our services after changes are posted constitutes acceptance of the updated policy.
15. CONTACT US
For privacy-related questions, data deletion requests, or to exercise any rights described in this policy:
BuildThatScore.com
A DBA of Credit Bureau Investigations Inc
6401 Eldorado Parkway, Suite 104, McKinney, Texas 75070
Email: Info@BuildThatScore.com